Guardian Dentist – Louisville, KY
Get the Most Out of Your Guardian Insurance
When it comes to receiving essential preventive care, choosing a Guardian dentist in Louisville is one of the most important steps you can take if you want to save on your oral healthcare costs. Since most policies are created to encourage patients to seek regular checkups and cleanings, our team at Hurstbourne Dental Care is ready to not only help meet this need but also make sure you pay the lowest price for care. Simply call our office today to ask about what we can do to make sure your out-of-pocket expenses remain small with each visit.
Guardian Coverage Availability & Fees
Guardian dental insurance offers multiple plans that range from Bronze to Gold, so you have options when picking a plan that meets your needs. Generally, as you review their PPO options, you’ll find the level of coverage looks similar:
- Preventive services are covered at 80-100%
- Minor restorative services are covered at 70-80%
- Major restorative services are covered at 0-50%
Insurers strongly encourage patients to see their dentist every six months for regular dental checkups and cleanings simply because it minimizes the chances of needing restorative care in the future. While dentists encourage the same, it’s often for a different reason – to keep teeth healthier and smiles stronger for life. Most dental insurance companies want to avoid paying more for treatment.
Of course, they also understand that accidents can happen, and cavities can still occur, which is why they still offer significant savings on minor and major restorative care. To take advantage of these savings, though, you must first meet your deductible and have available funds as part of your annual maximum.
Erica and our team at Hurstbourne Dental Care are here to make sure your pockets remain full by checking for ways to spread out care should you be at risk of going over your annual maximum. We’ll also work on your behalf with the insurance company to make sure you get the most out of your benefits each time.
This is just one of the many reasons to choose an in-network dentist. Their partnership and contract with Guardian make it possible for fees to remain low.
Meet Erica
If you have questions about your dental insurance in Louisville, don’t hesitate to reach out to our office manager, Erica. Her experience in the field is 10+ years, all of which she has spent here in our office. Her expertise allows her to answer questions about dental insurance, appointments, and many other aspects of the logistical side of dentistry. If you need help reviewing your plan, determining how best to maximize your benefits, or identifying whether you still need to meet your deductible, you can count on Erica to provide the customer service you need to feel more confident in your care and the financial responsibility that comes with it. Just call and ask to speak with her today!